A hip replacement costs $14,000 to $40,000 per surgery in 2026 when you pay cash
A hip replacement costs $14,000 to $40,000 per surgery in 2026 when you pay cash. CareRoute puts the cost for insured patients at $2,000 to $7,500 out of pocket. MyCareCost lists an average cash price of $14,380, and Turquoise Health lists $23,962. Price moves with where you have the surgery, the implant, and your insurance plan. A surgery center is often cheaper than a hospital stay. Ask for a written, all in price before you book.
What price guides say
We checked 3 price guides and read every number on their pages on October 7, 2026. They do not all measure the same thing, so read each line for what it counts.
| Source | What it found |
|---|---|
| CareRoute | CareRoute lists $14,000 to $40,000 without insurance and $2,000 to $7,500 out of pocket with insurance. |
| MyCareCost | MyCareCost lists an average cash price of $14,380 and an average list price of $25,947. |
| Turquoise Health | Turquoise Health lists an average cash price of $23,962 for total hip replacement. |
Hip replacement price by setting and way to pay
| Item | Price | Source |
|---|---|---|
| Surgery center, cash | $15,000 to $28,000 | CareRoute |
| Bundled cash price, surgery center | $16,000 to $22,000 | CareRoute |
| Hospital outpatient, same day, cash | $20,000 to $40,000 | CareRoute |
| Hospital inpatient, overnight, cash | $25,000 to $50,000 | CareRoute |
| Average cash price | $14,380 | MyCareCost |
| Average cash price | $23,962 | Turquoise Health |
| Insured, out of pocket | $2,000 to $7,500 | CareRoute |
| Medicare at a surgery center, patient share | About $2,155 | CareRoute |
Every number in this table was read on one of the source pages listed at the bottom of this page.
What pushes the price up
| What | Why it matters |
|---|---|
| Where it is done | Surgery centers cost less than hospitals. CareRoute lists $15,000 to $28,000 at a surgery center and $25,000 to $50,000 for a hospital stay overnight. |
| Insurance and deductible | Insured patients pay only a share. CareRoute shows $2,000 to $7,500 out of pocket, and you pay more if your deductible is not met. |
| Implant type | The hip part itself can cost $2,000 to $12,000, says CareRoute. Newer or special implants sit at the high end of that range. |
| Surgeon and anesthesia fees | CareRoute lists surgeon fees of $3,000 to $8,000 and anesthesia of $2,000 to $4,000. These are often billed apart from the facility fee. |
| Cash price or list price | Hospitals post a high list price, but cash prices are lower. MyCareCost says cash prices run 45 percent below the list price on average. |
What the price includes
A bundled price usually covers the surgeon, the facility, anesthesia, and the implant. CareRoute lists the facility fee alone at $5,000 to $20,000. Physical therapy, follow up visits, pain medicine, and a walker or cane are often billed apart. Ask if the quote is bundled so you are not surprised by a second bill. It does not include tax or extras the provider adds on the day.
Does insurance cover it
Most health plans cover a hip replacement when a doctor says it is medically needed. You still pay your deductible and a share of the bill. CareRoute shows insured patients paying $2,000 to $7,500 out of pocket. Medicare covers it too. CareRoute lists the patient share at about $2,155 at a surgery center and about $2,855 at a hospital outpatient department, based on 2025 numbers. Plans can ask for approval first, so call your insurer before you book. Ask if your surgeon and facility are in network. If you pay cash, ask for a bundled price in writing.
When a doctor orders it
A doctor may suggest a hip replacement when hip pain does not get better with other care. This can include pain that wakes you at night, trouble walking or climbing stairs, or a hip joint worn down by arthritis or injury. Doctors often try medicine, weight loss, a cane, and physical therapy first. Surgery comes up when those steps no longer help your daily life.
How to judge your quote
- Is the price bundled, with the surgeon, facility, anesthesia, and implant all listed?
- Is the facility a surgery center or a hospital, and is it in your network?
- Does the quote include follow up visits and physical therapy?
- Is the number a cash price or a list price that few people pay?
- Compare the total with the range above: $14,000 to $40,000 per surgery for most people in 2026.
Ways to pay less
- Ask for a bundled cash price from a surgery center. CareRoute shows these at $16,000 to $22,000, often below a hospital stay.
- Ask if the surgery can be done the same day. CareRoute lists hospital outpatient cash prices at $20,000 to $40,000 and inpatient at $25,000 to $50,000.
- Compare cash prices at several hospitals before you book. Tools like Turquoise Health and MyCareCost show posted prices near your zip code.
- Pick an in network surgeon and facility. Out of network care can leave you paying a much larger share of the bill.
- Check your deductible date. If you have already met your deductible this year, your share of the bill can drop a lot.
How we got these numbers
The range on this page comes from CareRoute, MyCareCost and Turquoise Health. We opened each source page and read every number on it on October 7, 2026. Where the sources disagree, the table above shows each one so you can see the spread. These are planning ranges, not quotes. The written price you are given is the real price.
Common questions
How much does a hip replacement cost without insurance?
CareRoute lists $14,000 to $40,000 when you pay cash. MyCareCost shows an average cash price of $14,380.
How much will I pay with insurance?
CareRoute shows $2,000 to $7,500 out of pocket. Your own share depends on your deductible and coinsurance.
Is outpatient hip replacement cheaper?
Often yes. CareRoute lists hospital outpatient cash prices at $20,000 to $40,000 and hospital inpatient at $25,000 to $50,000.
What does Medicare pay?
CareRoute lists a Medicare total of about $10,776 at a surgery center, with the patient owing about $2,155. At a hospital outpatient department it lists about $14,278, with about $2,855 owed.
Why do list prices look so high?
Hospitals post list prices that few people pay. MyCareCost says the average list price is $25,947, and its range runs from $2,910 to $77,131.