What a home inspection costs in 2026, and the two tests buyers add to it
A standard home inspection runs $300 to $500. The radon test and the septic inspection are the two add ons that most often turn a $400 inspection into a $900 week. Here is what each one costs, who pays, and what changes the price.
How inspection pricing works
The buyer pays, and pays up front, usually within the first ten days after the offer is accepted. It is not rolled into closing. The base price is set by the size and age of the house; a 4,000 square foot 1950s home takes twice as long as a new 1,200 square foot condo. Everything else is an add on: radon, termite, sewer scope, mold, well water, pool.
Three questions to ask before booking: Is the inspector licensed in this state (about 30 states require it)? Does the price include the report the same day? Which add ons does this house actually need? A slab home in Arizona does not need a septic inspection; a rural home on a well and septic needs both.
Estimate your home inspection cost
Pick what you need and add your ZIP. The price updates as you go. Got a price already? Check it in the last step.
Is this price fair?
A fair price is $200 to $350.
Type a price above to check it.
Middle of the range: $275
What you are paying for
How we calculate this
Prices are for the United States in 2026 from published cost guides, checked September 2026. This is an estimate, not a quote.
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Common questions
How much does a home inspection cost in 2026?
$300 to $500 for most homes, about $345 on average. Large or old homes run $500 to $700. Condos are $200 to $350.
Who pays for the home inspection?
The buyer, at the time of the inspection. It is not part of closing costs.
Do I need a radon test and a septic inspection?
Radon if you are in a high radon state or the home has a basement. Septic if the home is not on city sewer. Neither is included in a standard inspection.