A PSA test costs $17 to $300 per test in 2026
A PSA test costs $17 to $300 per test in 2026. MDsave lists $17 to $98, with a national average of $43 when you pay up front. CareRoute says providers charge an average of $99.45. GoodRx says you can pay less than $100 to more than $300 without insurance. Where you test matters. Direct-to-consumer labs list $30 to $60, per CareRoute.
What price guides say
We checked 3 price guides and read every number on their pages on October 7, 2026. They do not all measure the same thing, so read each line for what it counts.
| Source | What it found |
|---|---|
| GoodRx | GoodRx says a PSA test can range from less than $100 to more than $300 out of pocket without insurance. |
| MDsave | MDsave lists costs of $17 to $98, an estimated national average of $80, and an MDsave average of $43. |
| CareRoute | CareRoute says providers charge an average of $99.45, direct labs list $30 to $60, and hospital labs list $80 to $150 or more. |
PSA test cost by place and way to pay
| Where or how | Cost | Source |
|---|---|---|
| Cash price range | $17 to $98 | MDsave |
| National average, estimated | $80 | MDsave |
| Bought up front on MDsave, average | $43 | MDsave |
| Average provider charge | $99.45 | CareRoute |
| Direct-to-consumer lab | $30 to $60 | CareRoute |
| Hospital lab | $80 to $150 or more | CareRoute |
| Uninsured, most hospitals and clinics | $50 to $150 | CareRoute |
| Without insurance, wider range | Under $100 to over $300 | GoodRx |
Every number in this table was read on one of the source pages listed at the bottom of this page.
What pushes the price up
| What | Why it matters |
|---|---|
| Where you test | Hospital labs charge more than lab sites you book yourself. CareRoute lists $80 to $150 or more at hospital labs and $30 to $60 at direct labs. |
| Insurance or no insurance | Your plan sets what you pay. Without insurance, CareRoute says costs run $50 to $150 at most hospitals and clinics. |
| Paying up front | Cash and prepaid deals can cut the price. MDsave lists a national average of $43 for a PSA test bought up front. |
| Provider bill | Doctor visits and lab fees may be billed apart. GoodRx lists out of pocket PSA costs from under $100 to over $300 without insurance. |
| Follow up care | A high PSA may lead to more tests or a biopsy. GoodRx says a biopsy will cost extra, so ask for those prices before you agree. |
What the price includes
The test price covers the blood draw and the lab work to measure PSA. A doctor visit, the hands on prostate exam, and a talk about the results may be billed apart. A biopsy, an MRI, or a specialist visit after a high result costs extra. Ask what the quoted price covers. It does not include tax or extras the provider adds on the day.
Does insurance cover it
Many plans cover PSA tests, but coverage depends on your plan, your age, and why the test is ordered. A test your doctor orders for a symptom may be treated differently from a routine screen. Check with your insurer before you test, and ask if the lab is in network. Medicare has a set rate, which CareRoute lists at $17.98 for 2026. If you have no coverage or a high deductible, paying cash can cost less. MDsave lists $17 to $98, and CareRoute lists direct labs at $30 to $60.
When a doctor orders it
A doctor may order a PSA test if you have urine problems or other prostate symptoms. Doctors also use it for screening, and to watch men who have had prostate problems before. Screening choices depend on age and family history, so talk with your doctor. A high result does not always mean cancer, but it can lead to more tests.
How to judge your quote
- Is the price for the PSA blood test only, or the whole visit?
- Is the lab in my insurance network?
- What is the cash price if I pay up front?
- What would a biopsy or follow up test cost if my result is high?
- Compare the total with the range above: $17 to $300 per test for most people in 2026.
Ways to pay less
- Check direct-to-consumer lab prices first. CareRoute lists these tests at $30 to $60, which is lower than the $80 to $150 it lists at hospital labs.
- Compare cash prices before you book. MDsave lists $17 to $98, so prices can differ a lot between sites.
- Ask your doctor if your plan covers the test, and if the lab is in network, so you do not get a surprise bill.
- Pay up front when you can. MDsave lists a national average of $43 when a test is bought up front on its site.
- If you lack insurance, look for free or low cost clinics. GoodRx points to hospital price lists and low cost clinics as ways to find a lower price.
How we got these numbers
The range on this page comes from GoodRx, MDsave and CareRoute. We opened each source page and read every number on it on October 7, 2026. Where the sources disagree, the table above shows each one so you can see the spread. These are planning ranges, not quotes. The written price you are given is the real price.
Common questions
How much does a PSA test cost?
MDsave lists $17 to $98. CareRoute says providers charge an average of $99.45. GoodRx says it can run from under $100 to over $300 without insurance.
How much does a PSA test cost without insurance?
CareRoute says $50 to $150 at most hospitals and clinics. Direct-to-consumer labs list $30 to $60.
Is a PSA test cheaper at a direct lab?
Yes. CareRoute lists $30 to $60 at direct-to-consumer labs and $80 to $150 or more at hospital labs.
What does Medicare pay for a PSA test?
CareRoute lists a 2026 Medicare rate of $17.98 for the test.
Does a prostate biopsy cost extra?
Yes. GoodRx says a biopsy will cost extra if your PSA result leads to one. Ask for a price in writing before you agree.