A home appraisal costs $300 to $600 per appraisal in 2026
A home appraisal costs $300 to $600 in 2026, and the average for a single family home is about $358. Bankrate cites an Angi average of $357, and HomeAdvisor lists $359. SoFi says most people pay $300 to $600. Your price depends on home type, loan type, size, and location. Condos and multifamily homes cost more than a standard house. The buyer usually pays at closing time.
What price guides say
We checked 4 price guides and read every number on their pages on October 7, 2026. They do not all measure the same thing, so read each line for what it counts.
| Source | What it found |
|---|---|
| Bankrate | Bankrate cites an Angi average of $357 for a single family home, with a typical range of $314 to $423. |
| SoFi | SoFi says most people pay $300 to $600 for an appraisal, with FHA loans at $400 to $700 and VA loans at $525 to $1,000. |
| HomeAdvisor | HomeAdvisor lists an average of $359 for a single family home, with a normal range of $314 to $425. |
| Redfin | Redfin cites an Angi average of $358, a common range of $300 to $600, and $100 to $150 for a drive by appraisal. |
Home appraisal price by type
| Appraisal type | Price | Source |
|---|---|---|
| Single family home, average | $359 | HomeAdvisor |
| Single family, normal range | $314 to $425 | HomeAdvisor |
| Condo | $400 to $750 | HomeAdvisor |
| Multifamily home, 2 or more units | $600 to $1,000 | HomeAdvisor |
| FHA loan | $400 to $700 | SoFi |
| VA loan | $525 to $1,000 | SoFi |
| USDA loan, single family | $775 | Redfin |
| Drive by appraisal | $100 to $150 | Redfin |
Every number in this table was read on one of the source pages listed at the bottom of this page.
What pushes the price up
| What | Why it matters |
|---|---|
| Type of property | A standard house costs less than a condo or a multi unit home. HomeAdvisor lists $400 to $750 for a condo and $600 to $1,000 for multifamily. |
| Loan type | FHA and VA loans have extra rules. SoFi lists $400 to $700 for FHA loans and $525 to $1,000 for VA loans, though prices vary by area. |
| Size and extras | A bigger lot, extra buildings, or a pool add time for the appraiser. SoFi says larger properties with many structures or amenities cost more to appraise. |
| Where you live | Local costs and distance change the fee. Bankrate lists $325 in Cleveland and $500 in Seattle. Redfin lists $784 in Alaska and $728 in Washington. |
| Type of appraisal | A full visit costs more than a quick one. Redfin lists $75 to $200 for a desktop appraisal and $100 to $150 for a drive by. |
What the price includes
A full appraisal fee usually covers a visit to the home, a review of recent nearby sales, and a written report for the lender. It often does not cover a home inspection, a survey, or a second appraisal. Rush fees, rural travel fees, and big property fees can add to the price. Ask the lender what is included. It does not include tax or extras the provider adds on the day.
Who charges this and how it is billed
A licensed appraiser does the work, and the lender usually orders it through an appraisal firm. The buyer normally pays the fee, and many lenders collect it up front or at closing. The fee is listed on your loan estimate. You pay for the report even if the loan is later denied. Some lenders pass the cost along without any markup, and others add a management fee. Ask your lender to explain who gets paid and what is listed on the bill.
When you need this
Most mortgage lenders require an appraisal when you buy a home or refinance. The report tells the lender what the home is worth, so they do not lend more than the home is worth. You may also need one for a divorce, an estate, a tax appeal, or to remove private mortgage insurance. Ask your lender or advisor which type of appraisal you need.
How to judge your quote
- Is the quote for a full in person appraisal or a shorter type?
- Does the fee match the loan type, such as FHA or VA?
- Are rush, travel, or large property fees added on top?
- Who orders the appraisal, and do I get a copy of the report?
- Compare the total with the range above: $300 to $600 per appraisal for most people in 2026.
Ways to pay less
- Ask about the appraisal type. Redfin lists $250 to $375 for a hybrid appraisal and $75 to $200 for a desktop one, if your lender allows them.
- Prepare the home. Clean up, fix small problems, and make a list of upgrades. A smooth visit can avoid a second trip or a rush fee.
- Compare lender fees. Appraisal fees can differ by lender, and your loan estimate lists the amount. Ask for it early so you can shop around.
- Know the loan rules. HomeAdvisor lists $400 to $700 for an FHA appraisal, so ask what your loan type needs before you pay.
- Skip the rush. Ask for a normal timeline when you can, because rush work may add a fee on top of the standard price.
How we got these numbers
The range on this page comes from Bankrate, SoFi, HomeAdvisor and Redfin. We opened each source page and read every number on it on October 7, 2026. Where the sources disagree, the table above shows each one so you can see the spread. These are planning ranges, not quotes. The written price you are given is the real price.
Common questions
How much does a home appraisal cost on average?
Bankrate cites an Angi average of $357 for a single family home. HomeAdvisor lists $359, and Redfin cites $358. The typical range is $314 to $425.
How much is an FHA or VA appraisal?
SoFi lists $400 to $700 for FHA loans and $525 to $1,000 for VA loans. Redfin lists $300 to $700 for FHA and $500 to $1,500 for VA.
How much does a condo appraisal cost?
HomeAdvisor lists $400 to $750 for a condo. A multifamily home with 2 or more units is $600 to $1,000 on the same page.
Is there a cheaper type of appraisal?
Yes. Redfin lists $100 to $150 for a drive by, $250 to $375 for a hybrid, and $75 to $200 for a desktop appraisal. Your lender must allow them.
Can an appraisal cost more than $600?
Yes. SoFi says an appraisal could run $1,200 at the high end. Redfin says larger homes can reach $2,000, and prices differ by state.