How much does a cashier's check cost?
A cashier's check costs $8 to $15 at most big banks in 2026. What changes your price is below.
Bank of America charges $15, Wells Fargo and PNC $10, and U.S. Bank $7. Many banks waive it on premium accounts, and credit unions often charge $0 to $5. The fee is the same for a $500 check or a $500,000 check.
Find out what it will cost you
Pick the job, your state's cost level and the last detail. The estimate updates as you change them.
An estimate built from published 2026 cost guides. It is not a quote. Get a written quote before work starts.
How much does a cashier's check cost at each bank?
| Bank of America | $15, free for Preferred Rewards members. |
|---|---|
| Chase | $8 to $10 (sources differ; check your fee schedule), free on some accounts. |
| Wells Fargo | $10. |
| PNC | $10. |
| U.S. Bank | $7. |
| Capital One | $10 in branch, $20 online. |
| Credit unions | Often $0 to $5. |
What pushes a quote up
| Your bank | Fees differ by bank. |
|---|---|
| Your account | Premium accounts often get it free. |
| Customer or not | Many banks will not sell one to non customers. |
| In branch or online | Some banks charge more to order online. |
| Mailing | Mailed checks take longer and may cost more. |
How much does a certified check cost?
A certified check is your own check that the bank marks as guaranteed. It usually costs about $5 to $15. A cashier's check is written from the bank's own money, and is more widely accepted for home and car deals.
A money order is another choice for smaller sums. It is capped at $1,000 each.
Watch for fake checks
Cashier's check fraud is common. If you receive one, call the bank using a number you look up yourself, not the number printed on the check.
FeeGuides.com is not linked to any bank named here. Fees change, so check your bank's current fee schedule.
How to judge the quote in your hand
- Check your account type; it may be free.
- Ask if non customers can buy one.
- Ask the online price versus in branch.
- Bring the payee's exact name.
- Ask for a receipt.
Ways to pay less
- Use a credit union if you belong.
- Ask for a fee waiver on premium accounts.
- Get it in branch if online costs more.
- Use a wire if the seller accepts it and it is cheaper for you.
- Buy one check, not several.
Before you decide
When you need one
Sellers ask for a cashier's check when they need payment that will not bounce: a home down payment, a used car from a private seller, a rental deposit or a court payment. The bank takes the money from your account before it prints the check, so the funds are guaranteed.
How to get one
Go to your bank with photo ID, the exact amount and the exact name of the person or company to pay. Most banks print it while you wait. Some let you order online and mail it, which takes 5 to 7 business days. If you lose it, call your bank right away; replacing it can take time and may cost a fee.
Cashier's check, money order or wire?
A money order costs a few dollars at a post office or store, but each one is capped at $1,000. A wire transfer moves money the same day and suits large payments, but banks charge their own wire fees, and a wire is very hard to undo if you are scammed. For most home and car deals, a cashier's check is the simple middle choice. Always confirm the payee's exact legal name before the bank prints it, because a wrong name can mean paying for a second check.
$8 to $15 at most big banks; often $0 to $5 at credit unions. Usually about $5 to $15. A bank check is a cashier's check: $8 to $15 at most banks. No. The fee is the same for any amount.Common questions
How much does a cashier's check cost?
How much does a certified check cost?
How much does a bank check cost?
Does the fee depend on the amount?
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